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Since We're On The Subject of Working Po'...
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Since We're On The Subject of Working Po'...

Riddle Me This...
I Already Have My Rush Card -- I'm Big Pimpn'
0%
 0%  [ 0 ]
I'm Applying For Mine Rite Now!
0%
 0%  [ 0 ]
Hell Nah I Ain't Getting This
44%
 44%  [ 4 ]
When Bobby B Get's His, I'll Get Mine
55%
 55%  [ 5 ]
Total Votes : 9

Author Message
mack



Joined16 Jan 2002
Posts56791
LocationSnotlanta
Bank4294967295
Bones Bones

Post Reply with quote
[quote="Blackbear"][quote="act up"]I got a "friend" who couldn't get a bank account due to a recent bankruptcy. I'an believe her so I investigated myself. Some banks will deny you an account if you have a felony charge also. I think its post 9-11 stuff.[/quote]

Ok..this is news to me.

And...if this is some "Patriot Act" shit....then I got some rethinking to do...cause this shit ain't right. You can't do shit without a bank account these days..

And that bankruptcy shit is NOT true. Banks are NOT supposed to check your credit and use that as a reason to deny you a bank account.

Evil or Very Mad[/quote]

No, this existed with a lot of banks before 9/11. There are some banks that run credit checks and some do not.

All she needs to do is pay her debt, if she has one, and open a savings acct. She may not be able to write checks.
Tue Apr 20, 2004 8:05 pm View user's profile Find all posts by mack Send private message AIM Address
DulceDuro



Joined01 Jan 2004
Posts2535
LocationMotherland's End
Bank0
Bones Bones

Post Reply with quote
[color=darkblue]I have a [b][i]VisaBuxx[/i][/b] card. It's set up for teens and is tied to a "parental" account that money can be transferred from. The limit of the card is the cash balance applied by the "parent".

I use it for my "personal allowance" money. It lets me have a "stash" that's seperate from both our household account and my personal checking/savings accounts so that I don't burn long term assets, but it's convenient in the fact that I don't have to carry cash.

I like the concept.[/color]
Tue Apr 20, 2004 8:26 pm View user's profile Find all posts by DulceDuro Send private message Yahoo Messenger MSN Messenger
amethyst



Joined20 Jan 2002
Posts16438
LocationThe Woods
Bank4294967295
Bones Bones

Post Reply with quote
[quote="MackDiva"][quote="Blackbear"][quote="act up"]I got a "friend" who couldn't get a bank account due to a recent bankruptcy. I'an believe her so I investigated myself. Some banks will deny you an account if you have a felony charge also. I think its post 9-11 stuff.[/quote]

Ok..this is news to me.

And...if this is some "Patriot Act" shit....then I got some rethinking to do...cause this shit ain't right. You can't do shit without a bank account these days..

And that bankruptcy shit is NOT true. Banks are NOT supposed to check your credit and use that as a reason to deny you a bank account.

Evil or Very Mad[/quote]

No, this existed with a lot of banks before 9/11. There are some banks that run credit checks and some do not.

All she needs to do is pay her debt, if she has one, and open a savings acct. She may not be able to write checks.[/quote]

Hell, even after she is able to open an account, I wouldn't take a check from her. Laughing
Tue Apr 20, 2004 8:28 pm View user's profile Find all posts by amethyst Send private message AIM Address
DulceDuro



Joined01 Jan 2004
Posts2535
LocationMotherland's End
Bank0
Bones Bones

Post Reply with quote
[color=darkblue]I know banks will deny you a checking account due to bad credit, but not a savings account (share account at the CU). It's not the Patriot Act that's creating a lot of this either...but plain old[i] bank fraud[/i].[/color]
Tue Apr 20, 2004 8:29 pm View user's profile Find all posts by DulceDuro Send private message Yahoo Messenger MSN Messenger
Derek



Joined19 Jan 2002
Posts7393
LocationDown by the riverside...
Bank4294967295
Bones Bones

Post Re: Since We're On The Subject of Working Po'... Reply with quote
[quote="Blackbear"][quote="BishopTuTu"]How many of you are gonna run out and get your RUSH CARD?

[img]http://www.rushcard.com/images/card.gif[/img]

This is brought to you by our man HUSSLE Simmons. Laughing

The advantages of this awesome card is:

*No employment verification.
*No credit checks.
*No finance charges.
*No hassle. No debt.

https://www.rushcard.com/index_secure.html

This actually isn't a bad idea. People get the luxury of having a credit card but they can't produce bad credit because its money they deposit onto their card. I was ROFLMBAO when I saw this.

Hey if you haven't cashed your refund check you can use it to charge up your got damn card. ROFLMBAO![/quote]

This shit ain't nothing new......its called a check card and every bank has one.

Confused[/quote]



I was about to say, what's the point? Just get'cho ass to the back and get a check card. For free. And it's the same damn thing. Confused
Tue Apr 20, 2004 9:32 pm View user's profile Find all posts by Derek Send private message
SoulLady



Joined10 Apr 2002
Posts5467
Bank0
Bones Bones

Post Reply with quote
Credit unions are better & they give u discounts on things like rental cars & stuff. My credit union is always offering something.
Tue Apr 20, 2004 9:33 pm View user's profile Find all posts by SoulLady Send private message
Derek



Joined19 Jan 2002
Posts7393
LocationDown by the riverside...
Bank4294967295
Bones Bones

Post Reply with quote
[quote="bb74"]I'm with you, Bear. No matter how bad your credit is, banks shouldn't be able to use that to deny you an account. That doesn't sound right.

Actup, I don't use banks either. Credit unions are a much better deal.[/quote]



Here, here! I totally agree. The former DuPont plant here created a credit union, and they are off the HOOK! I wouldn't dare go back to a regular bank, because they're full of shit.
Tue Apr 20, 2004 9:37 pm View user's profile Find all posts by Derek Send private message
mack



Joined16 Jan 2002
Posts56791
LocationSnotlanta
Bank4294967295
Bones Bones

Post Reply with quote
http://afrochelle.com/blog/archives/000097.html
Tue Apr 20, 2004 10:01 pm View user's profile Find all posts by mack Send private message AIM Address
bodom



Joined17 Jan 2002
Posts10653
LocationINDIANAPOLIS
Bank4294967295
Bones Bones
Game Trophies:  4
Hall Of Fame Member

Post Reply with quote
damn, m.c. hammer was pimping cards and so was queen latifah. but russell simmons... oooh, he's a big balla, so i gotta go rush out and get his RUSH card... Laughing

lots of folks in the hood don't have bank accounts. this is evident by the lack of banks and the immense crop of places that will "cash yo' check" for you. folks go running to leroy's liquors to cash checks... so yes, banks denying black folks is nothing new.

and neither is this card. but folks will buy into it.

regular folks have bought in the whole gift card crap. sure you could have used a debit card, but some elaborate gift cards are visa cards that can be used anywhere, but they tack on fees, they expire, etc.

i'm trying to find out the hidden fees of this rushcard.

--
bodom
Tue Apr 20, 2004 10:12 pm View user's profile Find all posts by bodom Send private message AIM Address Yahoo Messenger MSN Messenger ICQ Number
SoulSistaWoo



Joined24 Mar 2002
Posts1426
Bank0
Bones Bones

Post Re: Since We're On The Subject of Working Po'... Reply with quote
[quote="Blackbear"][quote="BishopTuTu"]How many of you are gonna run out and get your RUSH CARD?

[img]http://www.rushcard.com/images/card.gif[/img]

This is brought to you by our man HUSSLE Simmons. Laughing

The advantages of this awesome card is:

*No employment verification.
*No credit checks.
*No finance charges.
*No hassle. No debt.

https://www.rushcard.com/index_secure.html

This actually isn't a bad idea. People get the luxury of having a credit card but they can't produce bad credit because its money they deposit onto their card. I was ROFLMBAO when I saw this.

Hey if you haven't cashed your refund check you can use it to charge up your got damn card. ROFLMBAO![/quote]

This shit ain't nothing new......its called a check card and every bank has one.

Confused[/quote]


Yeah... and I think that check cards are an excellent way to control spending...

Not to mention that Hustle Simmons is only gettin in where he fits in with his target group... Po' ass folk with bad credit... who may or may not be a part of the working poor... But dame sho' Ghetto Fab... Confused
Tue Apr 20, 2004 10:42 pm View user's profile Find all posts by SoulSistaWoo Send private message
SmartCoCoX



Joined19 Mar 2002
Posts5053
Location...she's the Wiz and she lives in Oz...
Bank4294967295
Bones Bones

Post Reply with quote
It's not that all folks CAN'T get bank accounts...it's that folks are just too damn irresponsible.

An ex of mine used to not be able to keep his account straight and functioning because he would never reconcile it. He'd spend money and not enter it in his check register...or at least not keep written/memory track of spending. Then, he'd use his checks against "future money" or just to be able to pay for something NOW and wouldn't get/put in the money LATER.

He was trying to spend more than he had, which resulted in jacked up accounts-->closed accounts-->inability to pay off accounts-->can't get a new account--->resorting to check cashing places and living life on cash and spending it as soon as/before it gets into his hand good.

Those are the same type of folks who get "payday loans" to get through a rough spot...but instead of then tightening up the financial belt to pay the loan back and get straight again, they'll just keep paying on the loan or renewing the loan to basically live off it and finance their life.
Wed Apr 21, 2004 6:58 am View user's profile Find all posts by SmartCoCoX Send private message
Celestial



Joined06 Apr 2002
Posts3107
LocationLos Angeles, CA
Bank0
Bones Bones

Post Re: Since We're On The Subject of Working Po'... Reply with quote
[quote="BishopTuTu"]How many of you are gonna run out and get your RUSH CARD?

[img]http://www.rushcard.com/images/card.gif[/img]

This is brought to you by our man HUSSLE Simmons. Laughing

The advantages of this awesome card is:

*No employment verification.
*No credit checks.
*No finance charges.
*No hassle. No debt.

https://www.rushcard.com/index_secure.html

This actually isn't a bad idea. People get the luxury of having a credit card but they can't produce bad credit because its money they deposit onto their card. I was ROFLMBAO when I saw this.

Hey if you haven't cashed your refund check you can use it to charge up your got damn card. ROFLMBAO![/quote]

This has been around as long as regular credit cards.

Isn't this just what a "secured" credit card is. Question

And re: banks that won't let you get an account with them. I worked with a guy who said he couldn't get a bank account (or maybe it was just a checking account) because he'd written too many bad checks in the state he'd just moved from.

My roommate couldn't get a checking account because he had a pending fraud charge on his record but he went to court and the judge found him not guilty so now he can have a checking account and checks.
Fri Jun 03, 2005 11:15 am View user's profile Find all posts by Celestial Send private message AIM Address Yahoo Messenger
Mon1018



Joined05 Feb 2008
Posts12
LocationArtondale,Washington
Bank0
Bones Bones

Post Reply with quote
" I'm Applying For Mine Rite Now! "
Sat May 17, 2008 4:48 pm View user's profile Find all posts by Mon1018 Send private message Visit poster's website AIM Address
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